Representative Example
This is a guide not a full financial breakdown. It is intended for you to be able to get a rough indication on the repayments based only on the amount you wish to borrow, and does not constitute a quote. Written quotations are available on request.
Typical customer profile. Likely to have current arrears, active CCJ's or defaults, or historic poor payments history. Any current debt management, debt relief orders, IVA, or bankruptcy would automatically be considered 'poor'.
Typical customer profile. Could have any living arrangements, and may not be on the voters roll. This customer could have had previous historic poor credit that is now either settled or showing significant signs of reduction or improvement, may have completed debt management, or may have a high level of debt in relation to income.
Typical customer profile. Could be a homeowner or tenant, and may not be on the voters roll. This customer will usually have no adverse information such as CCJs or defaults, or late payments, but could have very limited credit information on their file. There must be no current arrears on any credit agreements, but some small historic poor payment history or adverse that is now settled may be acceptable in some circumstances.
Typical customer profile. Could be a homeowner, tenant, but will be on the voters roll at their current address, and will likely have been there for some time. They will have no adverse information, no late payments in recent history, and have lower exposure to current debt or commitments in relation to income.
Typical customer profile. Likely to be a homeowner, have been in their current address for in excess of three years, and will be on the voters roll at their current address. They will have no credit impairments at all, no adverse information such as CCJ's or defaults, will have relatively low exposure or current debt, and will have a strong income in relation to their current credit commitments.